Loan approval or denial is partially determined by your credit score. It also dramatically impacts your rate and fees. The higher the credit score, the lower your rate and fees.
For example, two scenarios:
One of my services to my clients is providing solutions to raising credit scores for free. Or if needed, helping you find a reputable credit repair company to raise your score, which has worked out very well for many of my clients.
FYI, you will need a MINIMUM credit score for the following loan programs:
Did you know, if there is more than one borrower on the loan, the lender is only concerned with the lowest credit score of all borrowers.
So, raise your credit score, lower your fees and rate, which gives you a better chance of approval.
For information about your specific loan needs, call 949-484-6322. We help borrowers get the best loans at the lowest rates.